Home Files

Affordable Abode: Budgets & Finance

Episode Summary

Crunch your financials with the experts. Join us as we explore crucial budget and savings considerations for first home buyers. Explore deposits, government incentives, budgeting, types of loans and more.

Episode Notes

Let’s face it, no dream home becomes a reality without addressing the finances first!

To help us navigate the world of finance and budgets are Janine Armstrong, General Manager of Marketing for Carlisle Homes and Mark Polatkesen, a seasoned Mortgage Broker and Director of Mortgage Domayne.

Together, they provide a comprehensive guide to the financial considerations first home buyers need to make when considering building their first home, all while simplifying the complexities of the process. They cover everything from saving for a deposit, government incentives and schemes, the importance of loan pre-approvals, and setting a realistic budget.

Together, we discuss:

• The financial considerations you need to make if choosing to build your first home.
• The accessibility of deposits for first home buyers and the impact of government incentives.
• Benefits of having parental guarantors.
• Setting a realistic budget for your new home.
• Transparency of costs without compromising quality and lifestyle with Carlisle’s EasyLiving series.
• House and land packages and the benefits of purchasing your land and home together as one fixed price package.
• The benefits of early finance planning and timeline creation, including site start date.
• Mortgage brokers and how they differ from banks.
• Differences in home loans and the benefits of offset accounts and redraws.
• Why it’s so important to have a supportive team behind you when buying a home.

Discover the power of knowing your numbers. Don’t miss this episode for all the financial know-how you need to turn your dream home into a reality.

Special Guests:

• Janine Armstrong – GM of Marketing, Carlisle Homes
• Mark Polatkesen – Director, Mortgage Domayne

Bits of Gold:

If you’re enjoying this series, please leave us a review on Apple or Spotify, or if you have a friend who is thinking about building their first home – share it with them too!

This podcast is proudly brought to you by Carlisle Homes – Australia’s Most Professional Volume Builder for 2023 awarded by the Housing Industry Association. 

You can get in touch at carlislehomes.com.au, or follow us on Instagram, Facebook or TikTok - @Carlislehomes

Everything we talk about on this podcast is general in nature and doesn’t consider your own circumstances. Please speak to a licensed financial advisor or a professional consultant for personalised information.